The Ultimate Guide to Travel Insurance during the Pandemic | Flightlayaway

To travel or not to travel is the question the ongoing COVID-19 pandemic has travelers pondering. While there are strict travel restrictions and rules in effect, there are many reasons to be on the move, whether it is traveling to be with family, or heading to the Maritimes for a must-do work trip, or relaxing at the cabin to beat the pandemic fatigue.

It is impossible to predict when we will be able to travel with fewer restrictions again. If you need to travel for essential reasons-like work or family obligations-travel insurance becomes more important than ever. No matter if you are traveling for business or leisure, travel insurance must be on your priority list before departing for your next trip. Things can and do go wrong, from accidents and illnesses to being in the wrong place at the wrong time, even more so during the pandemic. To help you travel during uncertain times, here's the ultimate guide to travel insurance during the pandemic.

Why should you buy Travel Insurance?

If you want to break out into the world again and travel in 2021, you may be thinking about how to guard yourself against Coronavirus. Well, one way is to get travel insurance.

Many travelers see travel insurance as just an added expense and often argue the need for insuring their travels. It can come in very handy during inclement weather, mechanical breakdowns or unannounced flight delays, and shutdowns, especially during the pandemic. Therefore, if you plan to travel during the pandemic, ensure you have adequate travel insurance, so you are not on the hook for thousands of dollars if you fall ill or are injured while away.


Travel Insurance: Why is it important during the pandemic?

COVID-19 has created uncertainty throughout the world. However, travel insurance can cover unforeseen circumstances such as medical emergencies, trip cancellation, trip interruption, airline delays, baggage loss, damage, or delays. If anything happens while you're away or you need to cancel your trip, your expenses could be covered.


Travel Insurance for domestic trips

Travel insurance is a smart purchase even for domestic trips. Although you can get basic healthcare while traveling domestically, it doesn't cover all the costs associated with medical emergencies.

If, for instance, the exam cost in your home the state is higher than the exam cost in the state you're visiting, you may have to cover the difference - that is, if you don't have travel insurance.


Travel Insurance: What to look out for?

You must consider three things when choosing the right travel insurance:

Trip cancellation and medical expense coverage due to COVID.

The value of the benefits.

Whether the plan also offers "cancel for any reason" coverage, it gives you the option to cancel and get some reimbursement no matter the reason.

Make sure to understand all the details and coverage limits in that policy.

Travel Insurance Checklist

Pay attention to the following when reading your policy:

Does your insurance cover COVID-19-related medical care? What are the restrictions or limitations in this regard?

Is your destination excluded from coverage? Does your policy cover destinations with a level 3 or level 4 government advisory (avoid all non-essential travel)?

Is emergency medical repatriation covered?

What is the maximum duration of your stay?

Do you have the option of extending your contract in case of emergencies?

What is the maximum amount your insurance will cover?

Make sure you know the minimum requirements of the destination so you can make an informed decision. If you don't have travel insurance, you'll be stuck with the majority of those costs.

Travel insurance is totally worth it.

Travel insurance provides greater peace of mind and ensures you aren't strapped for cash for any unexpected emergencies you may face while you're travelling. If you are suddenly forced to leave your destination for unforeseen reasons like medical emergencies or injuries, travel insurance can help pay for the expenses to get you back home earlier than planned.

Comments

Post a Comment

Popular posts from this blog

TRAVEL TIPS - BOOKING CHEAP FLIGHT TICKETS WITH FLIGHTLAYAWAY

Image
GETTING a good deal is one of the best feelings in the world — and this is especially true where travel is concerned. Booking a flight soon? With endless options and fluctuating prices, flight bookings can sometimes be overwhelming. With some research and careful planning, you may be able to get a cheaper flight. Here are some tips that can save you time and money in your attempt to find a cheap airfare: Cheap flight booking tips Follow these simple tips to reduce your travel cost upto 70%. Flight booking has never been so easy as it is now. We do not have to pay big fare when there is an opportunity to travel by booking cheap flight ticket. Do you wonder how? please go through the following tips to avail Cheap Airfares at Travels. 1. Book flight tickets in advance Plan your journey and book your flight ticket at least a month before the commencement of your travel. The reason why we have to do so is the flight charges will be high if we book our flight ticket near to our
Read more

The Advantages of Online Airline Reservations

Image
Major airlines allow customers to complete the check-in process online or through mobile phones, typically beginning 24 hours before the flight time. Customers enter flight information and identification information to check in early for their flights. Consider the benefits and check the airline's guidelines to determine if early check-in can be advantageous for you on your next flight.   Kipped Lines A traditional airline check-in requires you to stand in line at the airline's ticket counter to get your boarding passes. During busy travel times, the lines are often quite long, requiring you to arrive at the airport early and waste time standing in line. When traveling with children, the wait is often boring for them and stressful for the parents. The early check-in process allows you to print your boarding passes online so you aren't required to stand in long lines at the airport. If you're checking bags, you can enter the number of bags online and pre
Read more

7 WAYS TO IMPROVE YOUR CRUISE

Image
No doubt about it: There’s a certain been-there-done-that aspect to many cruises. Unless you’ve booked yourself on outliers such as an expedition ship to the Galapagos or a port-intensive, low-occupancy river cruise in Europe, travelers who board large mass-market ships have largely the same experience: Rush to the port, get on the ship, go crazy with 4,000 new best friends, get off. Nothing wrong with this (hey, you’re on vacation!), but there is a multitude of ways to put a little zip on your next cruise. Here are 7 of them: 1. Get There the Night Before -- and Extend the Fun. Sounds simple, but hundreds of cruisers literally miss the boat each year because of delayed flights, traffic, bad weather and other unforeseen troubles. Others board by the skin of their teeth, panting and screaming at one another. Who needs that sort of stress? Fly or drive into your port city the night before and you simultaneously bypass pre-departure jitters and add a day to your vacation. Ch
Read more